Welcome to Gates Benefits!

At Gates, we prioritize your well-being with comprehensive benefits that include medical, dental, vision, mental health, accidental and more! We take pride in our robust benefits package designed to support you and your family's health and wellness needs. Feel free to explore these resources and reach out if you have any questions. Once again, welcome to Gates Benefits—we're excited to have you onboard!

UnitedHealthcare - Medical Coverage

Gates offers three medical plan options in 2024 - the CDHP 1, CDHP 2, and PPO - through UnitedHealthcare.  

Please review the 2024 Benefits Enrollment Guide for additional plan details.  

Important Links

MetLife - Dental Coverage

Dental health is an important part of your overall health. Gates offers a base dental plan (Dental Plan 1) and a second buy-up plan (Dental Plan 2) with a higher annual maximum, administered by Metlife, so you can get the dental care you and your family need.  The Dental PPD Plans provide access to a large network of dentists.  As with the medical plans, you can save money by using network providers.

VSP - Vision Coverage

Regular eye exams are an important part of overall health. Gates provides optional comprehensive vision coverage through Vision Service Plan (VSP). VSP provides a benefit for exams and materials on a yearly basis. You have the freedom to choose any vision provider, but the plan generally pays better benefits when you receive care from VSP network providers.

OptumRx - Prescription Coverage

If you enroll in a Gates medical plan, you will automatically receive your prescription drug benefits through OptumRx. The pharmacy program includes a number of utilization programs to control quality, safety, and the cost of prescription drugs.  

Visit optumrx.com today to begin learning how to manage your prescriptions and find helpful information on how to manage your prescription costs. Contact OptumRx by phone at (844) 720-0029 M-F 8am-8pm CST.

Optum Bank/UHC – HSA and FSA

MetLife - Critical Illness

MetLife Critical Illness Insurance pays you a lump-sum benefit upon diagnosis of any one of the covered critical illnesses.  This coverage can complement existing medical coverage and help fill financial gaps caused by out-of-pocket expenses such as mortgage payments, college tuition, hiring household help, or treatment not covered by your medical plan.  Benefits are paid regardless of what is covered by medical insurance.  Payments are made directly to covered employee to spend as they choose.

MetLife - Accident Insurance

Accident Insurance provides coverage for accidental injuries that occur off the job helping to fill financial gaps caused by out-of-pocket expenses such as deductibles, co-payments, and non-covered medical services.  Benefits are paid regardless of what is covered by medical insurance.  Payments are made directly to you and you choose how to use the money.

MetLife - Hospital Indemnity

With Metlife's Hospital Indemnity Insurance, you will receive a lump-sum payment to use however you see fit, if you or a loved one becomes hospitalized. Benefits are paid regardless of what is covered by medical insurance. Payments are made directly to you and you choose how to use the money.

The Hartford - Life and Accidental Death Insurance

To help protect you and your family from the financial challenges that can result from death or serious injury, Gates provides all eligible employees with Basic Life Insurance and Basic Accidental Death and Dismemberment (ADD) insurance.  This coverage is provided at no cost to you.  You can also purchase supplemental life and ADD insurance for yourself and your dependents.  

The Hartford – Disability Coverage

A disabling injury or illness can happen to anyone, and can last days, weeks or months. To provide important financial protection, Gates offers all eligible employees short-term and long-term disability coverage at no cost to you.  In addition, you may choose to purchase additional LTD coverage to increase your benefit.  During benefits open enrollment, you elect optional buy-up LTD which increases your LTD benefit amount. 

Metlife Legal

You may choose to purchase legal advice and services through Metlife Legal Plans. The plan offers access to a national network of over 10,000 professional attorneys.  The Plan provides coverage for attorney fees for a wide variety of legal services.   For more information visit 

www.info.legalplans.com and enter the Gates code 4360010.  

Or call the Metlife Client Service Center at 1-800-438-6388. 


MetLife - Identity and Fraud Protection

With Metlife and Aura Identity and Fraud Protection, you will have the option to enroll in a robust digital security plan to help protect you and your family from financial and identity fraud. Stay a step ahead of threats with credit monitoring and alerts, optional credit lock and financial account monitoring to help keep your assets safe.

Spanish Benefits Info

Important Links

Benefits Support

Contact Information

Ethics and Compliance

2024 Benefits Rates

National Suicide Prevention Lifeline

National Alliance of Mental Health

Mental Health Services Administration (SAMHSA) Substance Abuse Helpline

Magellan

Important Links

Benefits Support

Contact Information

Ethics and Compliance

2024 Benefits Rates

National Suicide Prevention Lifeline

National Alliance of Mental Health

Mental Health Services Administration (SAMHSA) Substance Abuse Helpline

Magellan

Benefit Plan Documents

Affidavit of Common Law Marriage

2024 Benefits Guide

Benefits Status Change Application

Bike Storage Waiver and Release

Business Travel Accident Information

Cancellation of Parking Payroll Deduction

Denver Parking Options

Fitness Center CV19 Waiver and Release

2024 Gates Fitness Reimbursement Form

2024 SBC Retiree Medical Plan (Post 1992 Retirees)

2024 SBC Retiree Medical Plan (Pre 1992 Retirees)

US Severance Plan SPD

Veterans Preference

Benefit Plan Documents

Affidavit of Common Law Marriage

2024 Benefits Guide

Benefits Status Change Application

Bike Storage Waiver and Release 2021

Business Travel Accident

Cancellation of Parking Payroll Deduction

Denver Parking Options

Fitness Center CV19 Waiver and Release 2021

2024 Gates Fitness Reimbursement Form

2023 SBC Retiree Medical Plan Post 1992 Retirees

2023 SBC Retiree Medical Plan Pre 1992 Retirees

US Severance Plan SPD

Veterans Preference