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Benefits FAQ’s

You are eligible to enroll in benefits for the first 30 days of employment starting on your date of hire. Coverage begins on the first day of the following month after your start date. Enrollments made after the first of the month following your start date will be retroactive to the first of the month as long as enrollments are timely made in the 30-day window.
You can go to the New Hire Tab found on GatesHealth.com and click the button that states: “Elect Your Benefits Here.”  Once directed to the login screen in Oracle, you will need to select: “Login Assistance” to get your password reset.  Once you have your password obtained, you can proceed into the enrollments window. If you do not have a Gates email address and access Oracle through other means, contact your local HR representative for the login instructions.
In addition to employees, we extend benefit coverage to eligible dependents. Eligible participants include: Legal spouses, children, and unmarried, disabled biological children of any age.  Spouses with access to their own employer sponsored medical plan that costs $160 or less/month are ineligible for Gates’ medical plans, but they can remain on all other plans.
Consova is our dependent verification audit group. They are a very secure and specialized group that specializes in dependent verifications. We require anyone with dependents to go through this audit for our plan to remain compliant and to ensure that we have eligible dependents covered appropriately. All documents provided to Consova will be highly protected.
You can find the 2023 Bi-weekly Benefit premiums in the 2023 Benefits Guide.
Open Enrollment is an annual event each fall where you can enroll in or change your benefits, typically taking place in November. You will be notified when Open Enrollment opens. Enrollments made during open enrollment go into effect on the 1st of January for the upcoming year. Your benefits will stay in effect for the whole year unless you have a Qualifying Life Event (QLE).
New Hires must make benefit selections within 30 days of their start date, otherwise they will have to wait until the annual open enrollment period.  If you experienced a mid-year Qualified Life Event (QLE) like Birth, Adoption, Death, Marriage, Divorce, Loss/Gain of Coverage, you may make changes mid-year as well.
Please reach out to benefits and/or your local HR and complete the benefits enrollment form.  You must alert benefits within 30 days of the event and provide benefits with any supporting documentation needed.  The benefits enrollment form can be found here.
Your coverage continues through the end of the month in which you terminate from the company.
After you receive your first paycheck at Gates, you can log into GatesRetirement.com and make any modifications or election changes to your 401(k).  Employees can log into their account at any point throughout the year and make modifications at that point.
The COVID-Wellness Incentive Program offers employees who are fully vaccinated against COVID-19 a discount on medical premiums to encourage employees to vaccinate against the COVID virus. Existing employees must send proof of vaccination to Gates Human resources by December 21, 2022.  New Hires have 60 days from their start date to submit their vaccination status.  Fully vaccinated means employees have completed 2 Moderna or Pfizer vaccines or 1 J&J vaccine.  If a reasonable accommodation is needed, existing employees must submit their accommodation request by December 2, 2022.  New Hires have 60 days from their start date to submit their accommodation request.

Important Links

Benefits Support

Contact Information

2023 Benefits Rates

National Suicide Prevention Lifeline

National Alliance of Mental Health

Mental Health Services Administration (SAMHSA) Substance Abuse Helpline

Magellan

Important Links

Benefits Support

Contact Information

2023 Benefits Rates

National Suicide Prevention Lifeline

National Alliance of Mental Health

Mental Health Services Administration (SAMHSA) Substance Abuse Helpline

Magellan

Benefit Plan Documents

2020 SAR Gates Employee Welfare Benefits Plan

2020 SAR Gates Life Accident LTD Plan

2021 Creditable Coverage Disclosure Notice

2021 Legal Notices – The Hartford

2020 SAR Gates 401k Matchmaker Plan

2021 SMM Roth Amendment Gates 401k Matchmaker Plan

2021 SMM 5th Amendment Gates 401k Matchmaker Plan

2019 SMM Gates 401k Matchmaker Plan

2021 SBC CDHP1 Medical Plan

2021 SBC CDHP2 Medical Plan

2021 SBC PPO Medical Plan

2021 SBC Retiree Medical Plan (Post 1992 Retirees)

2021 SBC Retiree Medical Plan (Pre 1992 Retirees)

2021 Gates Life Addicent LTD SPD

2021 Gates Life Accident LTD SMM

2021 Gates EE Welfare Benefit Plan SMM

2021 Gates EE Wellfare Benefit Plan SPD

2020 Creditable Coverage Notice

2019 Term Life Certificate

2019 Term Life Change Summary

Benefit Plan Documents

2020 SAR Gates Employee Welfare Benefits Plan

2020 SAR Gates Life Accident LTD Plan

2021 Creditable Coverage Disclosure Notice

2021 Legal Notices The Hartford

2020 SAR Gates 401k Matchmaker Plan

2021 SMM Roth Amendment Gates 401k Matchmaker Plan

2021 SMM 5th Amendment Gates 401k Matchmaker Plan

2019 SMM Gates 401k Matchmaker Plan

2021 SBC CDHP1 Medical Plan

2021 SBC CDHP2 Medical Plan

2021 SBC PPO Medical Plan

2021 SBC Retiree Medical Plan Post 1992 Retirees

2021 SBC Retiree Medical Plan Pre 1992 Retirees

2021 Gates Life Addicent LTD SPD

2021 Gates Life Accident LTD SMM

2021 Gates EE Welfare Benefit Plan SMM

2021 Gates EE Wellfare Benefit Plan SPD

2020 Creditable Coverage Notice

2019 Securian Term Life Certificate

Securian Term Life Change Summary 2018